Simple Financing
for Everyone

Mortgagetec is an Australian based, family-owned company aiming to provide renters, homeowners and investors with affordable new home and investment options throughout Australia.

Mortgagetec is an Australian based, family-owned company aiming to provide renters, homeowners and investors with affordable new home and investment options throughout Australia.

We've got the right loan for you.

1. Fixed

One of the most popular kinds of home loans, fixed-rate home loans provide a great opportunity for home buyers to secure a low interest rate for a set term of the loan. Mortgagetec has a fantastic variety of fixed rate loan options ranging from 2-10 years for some mortgages.

2. Variable

As the most common type of mortgage we provide, a variable home loan is a standard choice for many home buyers. While still at a great low rate, variable rate loans fluctuate with rate changes and can mean your payments go up or down along with it.

3. Equity

Equity loans are a great option for current homeowners who want to leverage the equity in their property to purchase an investment property or get finance for a renovation or extension. Mortgagetec has multiple ways to help you leverage the equity in your home.

1. Fixed

One of the most popular kinds of home loans, fixed-rate home loans provide a great opportunity for home buyers to secure a low interest rate for a set term of the loan. Mortgagetec has a fantastic variety of fixed rate loan options ranging from 2-10 years for some mortgages.

2. Variable

As the most common type of mortgage we provide, a variable home loan is a standard choice for many home buyers. While still at a great low rate, variable rate loans fluctuate with rate changes and can mean your payments go up or down along with it.

3. Equity

Equity loans are a great option for current homeowners who want to leverage the equity in their property to purchase an investment property or get finance for a renovation or extension. Mortgagetec has multiple ways to help you leverage the equity in your home.

Meet our team


Ryan Carr-Ketu

Ryan Carr-Ketu has provided affordable alternative lending through Loantec for years. But after seeing many potential home buyers struggle to get a mortgage from the big bank or lenders, he decided something needed to be done.

 

Utilising his experience in finance and banking policies, he created Mortgagetec. Through Mortgagetec, Ryan aims to create opportunities for hundreds of renters to achieve their homeownership dreams every year.

Juan Barona

Brooke Dossett

Tammi-Lee Sperling

Juan Barona

Brooke Dossett

Tammi-Lee Sperling

First Home Buyers

Utilising more than 40 years of combined experience,Mortgagetec has a range of affordable first home buyer home loan options available. With or without first home buyer grants, we’re able to help you get into your first home sooner.

Owned
Before

Owned a home before and aren’t eligible for any first home buyer grants? Not a problem! Mortgagetec has a range of home loan options available that can help you get back into the property market. Even if you’ve owned a home previously.

Investment
Options

Mortgagetec has several investment loan options for those who are looking to expand their property portfolio. Whether it’s through SMSF or utilising the equity in your existing property to finance, we have solutions that can help launch or grow your investment portfolio.

 
Years of Combined Industry Experience​
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Happy Clients
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Lending Partners
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Loans Made Easy

Step 1

Connect with one of our brokers

Step 2

We review your current
position

Step 3

We do the leg work to get you approved

Step 4

We find the right lender
for you

What Our Clients Say

We recently purchased our first property, and Mortgagetec made the entire process incredibly smooth and stress-free. From the very beginning, Juan and the team was extremely helpful, always following up and checking in on us to ensure we were comfortable and well-informed. Being first-time homebuyers, we had many questions and uncertainties, but the Mortgagetec team provided us with accurate information and guidance every step of the way. They made us feel safe and supported throughout the process, always going above and beyond to address our concerns and keep us updated. We are grateful for their dedication and professionalism, and we highly recommend Mortgagetec to anyone looking for a reliable and supportive mortgage broker. Thank you for making our home ownership journey such a positive experience!

Sarah I-Y

Ryan, Brooke & Juan were amazing. My husband and I bought our first investment home and they were there every step of the way. With interests rates out the gate, he still managed to get us a lower home loan rate with another bank. They even helped us move over to that bank. Everything was smooth. Almost too smooth. We felt like we did nothing. When it’s time to purchase our next investment. Best believe we be running it back with Mortgagetec

Del Tupuhi

I couldn’t recommend Mortgagetec enough, I spoke with 3 other brokers and none of them wanted to help or provide a plan for me to start taking action. I stumbled across Ryan through my work and told him what i wanted to do and he straight away said he could make it work, and thats exactly what he did. I was told buying a property was supposed to be stressful but through Ryan liaising everything, to Juan working fast and efficient to find the right loan for me, and to Brooke for helping with the settlement process. The team at Mortgagetec made the process so easy and stress free.

Bailey Watson

Can not recommend them enough, everyone who worked to get my mortgage settled went over and above to get the job done, everyone was so professional and I appreciated the amazing communication throughout the process.

Petrina Josephs

Juan is super efficiency and patience with explaining the loan process. He is a fantastic broker with experience in both residential and commercial loan, I would highly recommend him to anyone who need a loan.

Welson Jao

Mortgagetec is simply the best. From the first day i got in touch with Juan he has worked tirelessly to ensure the home loan sailed through effortlessly. The personal touch is really appreciated. I have simply sat back and watched all transactions effortlessly sail through. All thanks to the tireless work these guys put in for me. To Juan and Brooke, i say thank you. I certainly will encourage all my friends to give mortgagetec a try.

Diepiri Ogolo

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