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Mortgagetec is an Australian based, family-owned company aiming to provide renters, homeowners and investors with affordable new home and investment options throughout Australia.


First Home

Utilising more than 40 years of combined experience, Mortgagetec has a range of affordable first home buyer home loan options available. With or without first home buyer grants, we’re able to help you get into your first home sooner.


Owned a home before and aren’t eligible for any first home buyer grants? Not a problem! Mortgagetec has a range of home loan options available that can help you get back into the property market. Even if you’ve owned a home previously.


Mortgagetec has several investment loan options for those who are looking to expand their property portfolio. Whether it’s through SMSF or utilising the equity in your existing property to finance, we have solutions that can help launch or grow your investment portfolio.

Creating affordable alternative lending options for first home buyers, those who’ve owned before and investors across Australia.

Home Loans Types



One of the most popular kinds of home loans, fixed-rate home loans provide a great opportunity for home buyers to secure a low interest rate for a set term of the loan. Mortgagetec has a fantastic variety of fixed rate loan options ranging from 2-10 years for some mortgages.

As the most common type of mortgage we provide, a variable home loan is a standard choice for many home buyers. While still at a great low rate, variable rate loans fluctuate with rate changes and can mean your payments go up or down along with it.




Equity Loan

Equity loans are a great option for current homeowners who want to leverage the equity in their property to purchase an investment property or get finance for a renovation or extension.  Mortgagetec has multiple ways to help you leverage the equity in your home.

Who We Are

Mortgagetec provides affordable mortgage options that don’t rely on the big banks or traditional lenders.

Ryan Carr-Ketu has provided affordable alternative lending through Loantec for years. But after seeing many potential home buyers struggle to get a mortgage from the big bank or lenders, he decided something needed to be done.

Utilising his experience in finance and banking policies, he created Mortgagetec. Through Mortgagetec, Ryan aims to create opportunities for hundreds of renters to achieve their homeownership dreams every year.

Our trusted partners

Start your enquiry today

Brandon Zammit

Cannot thank Ryan and his team enough. Our re-finance and purchase of our second home was a ln absolute breeze! Even with really difficult sellers, Ryan made the whole process really easy, we barely did anything other than sign some documents. Highly recommended, very honest and professional. Would not consider going to anyone else. 

Steve Allan

We can't thank Ryan enough for helping us refinance our home loan, with the rising rates. We reached out to Ryan and within a few days he had found us a better rate. We were also surprised to find our house house had increased in value, so we were able to package a few other bits and pieces together to lower our outgoings. The process was easy and Ryan communicated every step of the way. I can't recommend Mortgagetec enough

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© 2024 Mortgagetec


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1/73 Township Dr, Burleigh Heads QLD 4220 

1300 5626 832



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Simple Home

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